What is SICSA?
SICSA is a standout financial company operating in the Central American and Caribbean region. Known for the quality of its financial products and services, SICSA focuses on meeting the unique needs of microfinance institutions (MFIs) that serve micro, small, and medium enterprises across the region. It’s all about empowering those institutions that, in turn, empower local businesses—helping them grow, thrive, and contribute to their communities.
Main Benefits of SICSA’s Offerings
Here’s a quick snapshot of what makes SICSA tick:
- Products: Decreasing Term Loan, Revolving Credit Line, Liquidity Loan, Technical Assistance Loan, Innovation Loan.
- Eligibility: MFIs must be accredited by their country’s authorities, serve micro and small enterprises, have a loan portfolio over US$100,000, maintain more than 500 active clients, and operate for at least 3 years.
- Competitive Advantage: Focused attention on small and medium MFIs with limited access to financial services, cost-effective operation monitoring, and close client relationships.
- Comparative Advantage: Fast, agile service delivery, deep market knowledge, and cost-efficient operations.
Products Tailored for Microfinance Institutions
SICSA’s product lineup is designed with the microfinance sector in mind. Whether it’s a Decreasing Term Loan to help manage repayments over time or a Revolving Credit Line that offers flexibility, these products cater to the dynamic needs of MFIs. The Liquidity Loan supports cash flow challenges, while the Technical Assistance and Innovation Loans encourage growth and modernization. It’s a comprehensive toolkit for institutions aiming to boost their impact.
Who Qualifies for SICSA’s Support?
Not every institution fits the bill. SICSA requires MFIs to be officially accredited and focused on serving micro and small enterprises. They look for a solid track record—at least three years in operation, a loan portfolio exceeding US$100,000, and a client base of over 500 active users. This ensures that SICSA partners with institutions ready to scale and deepen their impact.
Competitive and Comparative Advantages
What sets SICSA apart? For starters, their attention zeroes in on small and medium MFIs that often struggle to access financial services. They keep a close eye on cost-effective operations and maintain a strong connection with their clients, ensuring satisfaction and tailored support. Plus, their agility in delivering services and deep understanding of regional market needs make them a go-to partner for MFIs looking to grow efficiently.
Project Impact and Sustainable Development Goals (SDGs)
- SDG 1: No Poverty – Supporting micro and small enterprises to reduce poverty.
- SDG 8: Decent Work and Economic Growth – Promoting inclusive economic growth through financial inclusion.
- SDG 9: Industry, Innovation, and Infrastructure – Financing innovation loans to boost rural financial services.
- SDG 10: Reduced Inequalities – Enhancing access to financial services for underserved MFIs.
- SDG 17: Partnerships for the Goals – Collaborating with regional institutions to strengthen microfinance.
Staying Connected and Informed
SICSA keeps the conversation going with its community. Located in Tegucigalpa, Honduras, at Edificio Torre Metrópolis II, 8th floor, office 20805, they’re reachable by phone at +504 2270-7090 or via email at info@sicsamicrofinanzas.com. For those who like to stay social, SICSA is active on Facebook and Instagram. Plus, they recently announced a bidding opportunity for Social and Environmental Rating / Institutional Rating (Ref.: SIC 25003, dated September 4, 2025) and are involved in financing innovative rural financial services in Central America (ATN/ME-15284-RG). It’s clear—they’re not just about finance, but about making a real difference in the region.
