What is Cogo?
Cogo is a forward-thinking software platform dedicated to powering the shift to a low-carbon economy. It builds products designed to make it easy for households and small to medium-sized enterprises (SMEs) to take climate action that benefits both the planet and their wallets. With a clear mission to enable the low-carbon transition, Cogo offers innovative tools that empower users to understand, reduce, and manage their carbon footprints effectively.
Main Benefits of Cogo’s Solutions
At the heart of Cogo’s offerings are three core products, each crafted to meet specific needs in the journey toward sustainability:
- Carbon Insights: Provides personalised carbon insights to retail banking customers, helping them reduce their carbon footprint while boosting engagement, building customer loyalty, and driving uptake of green products.
- Electrification: Supports home and vehicle owners in making smart energy upgrades by offering tailored advice, access to trusted suppliers, and green finance options—saving money and increasing demand for lending products.
- Carbon Manager: Enables small business customers to measure, reduce, and report their emissions, assisting organisations in cutting supply chain emissions and meeting Scope 3 reporting requirements.
Accelerating Home Energy Retrofits
Home energy retrofits are absolutely essential to the UK’s net zero journey, but progress has been… well, slower than many hoped. The solutions are out there—from insulation to electrification—but homeowners often face financial and practical barriers that hold them back. Cogo’s Retrofit Platform Pilot is tackling this head-on by inviting banks and building societies to explore how partnership, innovation, and green finance can speed things up. It’s a unique chance to co-create new models that help households take action and position lenders right at the heart of the home energy transition.
How Banks Can Drive the Home Energy Transition
Residential buildings account for nearly a fifth of global emissions, making decarbonising housing one of the biggest climate challenges today. The tech to cut household emissions—think heat pumps, solar panels, insulation, and energy-efficient appliances—is already available. The real hurdle? Helping households overcome the financial and practical barriers to adoption. Banks have a unique opportunity here to step in and make a difference, especially through green mortgages and tailored financial products that support energy-efficient home upgrades.
Why Electrification is a Growth Opportunity for Energy Retailers
The global shift to a low-carbon economy is shaking up the energy market. For energy retailers, this shift isn’t just pressure—it’s a huge opportunity. Supporting customers to electrify their homes and transport isn’t just good for the planet; it’s a smart commercial growth strategy. Helping customers make the switch to electric vehicles and smart home energy systems taps into a growing demand for sustainable living, while also opening new revenue streams and strengthening customer loyalty.
Project Impact: Sustainable Development Goals (SDGs) Linked to Cogo
- SDG 7: Affordable and Clean Energy
- SDG 9: Industry, Innovation, and Infrastructure
- SDG 11: Sustainable Cities and Communities
- SDG 12: Responsible Consumption and Production
- SDG 13: Climate Action
Saving Energy and Money with Smarter Homes and Vehicles
Electrification used to be seen as a costly dream, but now it’s a realistic—and often money-saving—pathway for millions of households. Smart enterprises are backing smarter homes and vehicles because the benefits go beyond just cutting emissions. It’s about saving energy, reducing bills, and creating a better quality of life. With tailored advice and access to trusted suppliers, customers can make upgrades that pay off in the long run, while businesses build stronger relationships and drive sustainable growth.
