Turbo Cereal

Turbo Cereal is an AgriFintech cooperative that empowers farmers by providing financial support and innovative tools for sustainable agriculture. Founded in 2017, it connects producers with investors, ensuring a fair economic model that enhances food sovereignty in France. By prioritizing cash flow and community-driven solutions, Turbo Cereal fosters a sustainable ecosystem that benefits both farmers…

Turbo Cereal: Empowering Farmers Through Sustainable AgriFintech Solutions

What is Turbo Cereal?

Turbo Cereal is an AgriFintech born in February 2017, founded by five entrepreneurs with a vision. Operating as a SCIC SAS cooperative, it carries a variable capital of around €5.5 million and is backed by 35 years of agricultural trading experience, boasting over €500 million in turnover. But it’s more than just numbers — Turbo Cereal is on a mission to build a collaborative, sustainable, and fair economic model that boosts French food sovereignty while creating real value for farmers and their communities. It supports producers by providing cash flow and tech tools even before sowing, sticking with them all the way through to commercialization. Pretty neat, right?

Main Benefits of Turbo Cereal

Here’s a quick snapshot of what makes Turbo Cereal stand out:

  • Supports 70% of farmers who struggle with cash flow, helping them improve productivity and farming practices.
  • Offers an innovative platform connecting producers with citizens investing in sustainable agriculture.
  • Investment example: A €100,000 subscription equals the production of 650 tons of wheat, with a potential tax reduction of €18,000 (18% under article 199 terdecies-0 of the CGI).
  • Validated yield of 8%, leading to a total gain of 61.3% — that’s quite the return!
  • Community-driven solution managing relationships, operations, expenses, investments, invoicing, and commercial exchanges.

How the Cooperative Model Works

Turbo Cereal operates as a SCIC (Société Coopérative d’Intérêt Collectif), which means it’s a cooperative with both agricultural and civic missions. Here’s the lowdown:

Investors can subscribe directly or through intermediaries, with investments ranging from €3,000 up to a whopping €15 million. Payments can be made via cash or bank credit. The General Assembly decides on annual dividends, which can be up to 3% of the investment, plus potential rewards from producers. It’s a transparent, secure setup that guarantees co-investors a share of the harvest — pretty reassuring for anyone wanting to be involved in their food’s journey.

Supporting Farmers Every Step of the Way

One of Turbo Cereal’s coolest features? It buys farmers’ harvests as soon as sowing begins, using the funds raised. This means farmers get the cash flow they desperately need upfront and can focus fully on their craft without financial stress. In exchange, farmers share their cultural data and commit, at their own pace, to environmental initiatives. It’s a win-win that fosters trust and sustainability.

Building a Trusted Community

Turbo Cereal isn’t just about money and crops — it’s about people. To buy, sell, exchange, rent, or pay within the Turbo Cereal community, members must be recommended and approved. This membership system protects everyone from scams and bad behavior, creating a safer, more respectful environment. It’s all about fostering a sustainable agriculture ecosystem where collective intelligence and shared values thrive.

Project Impact and Sustainable Development Goals

  • SDG 2: Zero Hunger — Strengthening food sovereignty and supporting sustainable agricultural production.
  • SDG 8: Decent Work and Economic Growth — Improving farmers’ incomes and creating value in rural territories.
  • SDG 12: Responsible Consumption and Production — Encouraging sustainable farming practices and transparency.
  • SDG 13: Climate Action — Reducing carbon footprint by saving up to 1.7 kg of CO2 equivalent per euro invested.
  • SDG 15: Life on Land — Promoting environmentally respectful agricultural methods.

Why Turbo Cereal Matters

In a nutshell, Turbo Cereal is shaking up the cereal production world by linking producers directly to finance through smart technology. It restores farmers’ incomes while helping them transition to sustainable, low-carbon agriculture. Plus, it opens the door for investors to diversify into a profitable, sustainable investment. It’s a fresh, innovative economic model that simplifies daily agricultural operations and strengthens the entire sector — all while keeping the environment front and center. Now that’s something worth watching.

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