What is Tomorrow?
The Tomorrow App and Debit Card is the first planet-based account that redefines sustainable banking. It is a daily account where not a cent goes into things that harm people or the planet. With a free Visa debit card and a virtual card easily added to Apple Pay or Google Pay, it brings everything into one app, all while aligning with values that matter. Over 125,000 customers enjoy excellent sustainable banking, with a Trustpilot rating of 4.4/5 stars and certifications such as Fair Finance Guide and B Corp. Imagine an account that lets you do good on the side, all from the convenience of your smartphone… That’s what Tomorrow is all about.
Main Benefits You Get
Key features and facts include:
- Free Visa debit card along with an additional virtual card
- Worldwide payments and fee-free cash withdrawals at any Visa ATM
- Deposit protection with a German IBAN insured by the German deposit protection scheme up to €100,000
- Real-time notifications and spending control with monthly overviews that automatically categorize expenses
- Sub-accounts (Pockets) that allow for automated saving or saving as needed
- A risk-free savings account that grows with up to 2.5% interest*
- Innovative features like Pickpocket, rounding up payments, and instantaneous, secure transfers
- Strict adherence to secure banking protocols, BaFin-regulated, and based in Hamburg
User Experience and App Features
The banking app is designed for maximum control and clarity over your finances. With easy navigation and a friendly interface, every payment sends a real-time push notification so the account balance instantly shows the updated figure. The app also categorizes expenses monthly so that it’s always clear where each euro goes. Its sub-accounts—aptly called Pockets—allow users to save effortlessly for specific goals, whether that’s a rainy day or a dream vacation. Other unique features include the Pickpocket, which takes small amounts of money from everyday purchases to help build savings almost automatically. Real-time transfers ensure that money moves instantly and securely, making everyday banking feel engaging and almost fun… It’s a modern twist on traditional banking.
Different Account Models
Tomorrow offers flexibility with three distinct account models tailored to varying lifestyles. The “Now” account is ideal for those just getting to know the service, offering a starter package at €0 per month. This option includes a free Visa debit card, an additional virtual card, one free withdrawal per month, ability to pay worldwide without fees, and climate protection benefits with every card transaction. For everyday usage, the “Change” account is available for €8 per month or €87 per year. In addition to all the benefits of the Now plan, it offers five free withdrawals per month, six sub-accounts, the option for a joint account, and a choice of five card designs. Finally, there is the “Zero” account for individuals seeking extra climate protection. Priced at €17 per month or €187 per year, this model combines all the features of the previous accounts and enhances them with unlimited free withdrawals, unlimited sub-accounts, a unique wooden card, and dedicated financing for selected climate projects and organizations.
Eco-friendly and Trusted Finance
Tomorrow isn’t just another bank—its mission is deeply rooted in sustainable and impactful finance. The bank operates on the strong partnership with Solaris SE, a fully regulated European bank under strict BaFin supervision. Every deposit is insured up to €100,000 and the entire account is protected by state-of-the-art security standards. As if that’s not enough, every time a card is used, part of the payment goes towards investing in a healthy ecosystem in South Africa, ensuring that finance actively contributes to a greener future. This is sustainable finance in action, combining everyday banking with initiatives that impact both people and the planet for the better.
The Role of Innovation in Everyday Banking
In today’s fast-moving world, traditional branch banking is a thing of the past. Instead, Tomorrow offers an intelligent, all-in-one app where users can open accounts, deposit cash at checkout, block or replace cards, and access account statements on the fly. There is comfort in knowing that if any doubt arises, a dedicated support team is just an email, chat, or phone call away. This seamless integration of technology and personal support creates a banking experience where finance becomes less of a chore and more of a dynamic, well-orchestrated part of everyday life.
Project Impact and Sustainable Goals
- Ensuring Basic Needs
- Empowerment
- Climate Protection
- Nature
- Fairness
The Future of Finance
Tomorrow exemplifies an innovative shift in financial services. It is a unique blend of smartphone convenience, sustainable finance, and trusted banking practices. In a marketplace where green banks and B Corp credentials are becoming more and more important to consumers, Tomorrow stands out by demonstrating real commitment to the environment and social justice. The project does not just provide a current account; it paves the way for a future where everyday financial decisions help lead to a greener planet and a fairer society. With no paperwork, secure and GDPR-compliant processes, and an emphasis on doing good with every transaction, Tomorrow inspires trust and excitement. The adaptable account models offer something for every lifestyle, ensuring that whether it’s for travel, daily management, or saving for the future, customers have control, clarity, and confidence—all in one dynamic app experience.
