What is PARSUMO?
PARSUMO is a Swiss consulting and asset management firm specializing in occupational pension provision and investment solutions. Operating under the name PARSUMO Capital AG, the company is a licensed asset manager supervised by FINMA and a member of the Swiss Association of Asset Managers (VSV). With a focus on BVG consulting and asset management, PARSUMO offers tailored pension solutions designed to improve retirement benefits while optimizing costs for both individuals and companies. Their expertise spans pension fund management, investment strategies, and navigating the complexities of Swiss pension policy.
Main Benefits of PARSUMO’s Services
Choosing PARSUMO means tapping into a wealth of knowledge and resources. Here are some key facts and figures that highlight their strengths:
- Independence: Neutral, fact-based advice without conflicts of interest.
- Comprehensive Expertise: Unique blend of pension and investment know-how covering all pension fund aspects.
- Tailored Approaches: Customized pension solutions aligned with individual needs and goals.
- Proprietary Databases: Access to exclusive data on pension fund providers and plans for transparent decision-making.
- Licensed and Regulated: Operating under FINMA supervision, ensuring compliance and trustworthiness.
Occupational Pension Provision: Securing Your Future
Occupational pension provision is more than just a legal requirement in Switzerland—it’s a strategic tool to secure financial stability after retirement. PARSUMO helps companies and employees enhance their pension benefits while keeping costs in check. The goal? To create a solid foundation that supports a financially unburdened life post-employment. Whether it’s improving existing pension plans or designing new ones, PARSUMO’s expertise ensures that retirement savings work harder and smarter.
Investment Solutions: Evidence-Based and Sustainable
Investing assets successfully requires a clear strategy that balances evidence-based decisions with cost efficiency. PARSUMO emphasizes sustainability as a core principle, recognizing its growing importance in today’s investment landscape. Their approach focuses on minimizing costs while maximizing returns, all backed by thorough research and market insights. This means clients can feel confident their investments are not only profitable but also responsible and forward-thinking.
Specialized Pension Topics: BVG 1e and Portability Benefits
PARSUMO offers specialized advice on niche pension topics that can make a big difference. For example, BVG 1e pension solutions cater to higher incomes starting from CHF 136,080, allowing for flexible investment strategies and protection against redistribution. Additionally, portability benefits are a key focus—helping clients manage pension fund assets effectively and transfer them optimally upon retirement. These tailored services ensure that every aspect of pension planning is covered with precision and care.
Impact on Sustainable Development Goals (SDGs)
- SDG 8: Decent Work and Economic Growth – by promoting secure and sustainable pension solutions.
- SDG 10: Reduced Inequalities – through tailored pension plans that address diverse needs.
- SDG 12: Responsible Consumption and Production – via sustainable investment strategies.
- SDG 17: Partnerships for the Goals – collaborating with regulatory bodies and industry associations.
Keeping Up with Pension Policy and Market Trends
The Swiss pension system is constantly evolving, and PARSUMO stays ahead of the curve by monitoring parliamentary developments and market shifts. Their blog provides timely updates on pension reforms, investment management insights, and geopolitical impacts affecting the financial landscape. This ongoing analysis helps clients anticipate changes and adapt their pension and investment strategies accordingly—because staying informed is half the battle.
