What is Moniflo?
Moniflo is a mobile investment platform designed to make sustainable investing accessible and straightforward. Users can open a virtual demo account loaded with €10,000 in funds to explore investing without any risk. The platform focuses on enabling investments in companies that truly champion the change people want to see in the world. It’s all about aligning your money with your values, making investing not just about profits but about impact.
Main Benefits of Using Moniflo
Here’s what makes Moniflo stand out:
- Invest in the world you want to live in by choosing from over 16 UN Sustainable Development Goals.
- Apply up to 19 exclusion criteria to filter out investments that don’t match your personal values.
- Track the impact of your investments and define the world you want to invest in.
- Moniflo is an EU-regulated platform, supervised by the CSSF, the Luxembourg financial sector authority.
- The platform is passported across the EU market and offers investor protection through the SIIL (Investor Compensation Scheme Luxembourg).
How the Investment Process Works
The process is simple and user-friendly. First, you filter and choose funds based on both performance and impact—or exclude those that don’t fit your values. Then, you can buy and sell shares within minutes, making investing quick and flexible. Finally, Moniflo helps you understand the impact of your investments through an easy-to-grasp Impact Score. It’s investing made transparent and meaningful.
Cost Structure Explained
One of the best parts? Investing with Moniflo is free of charge. There are no transaction fees, no custodian fees, and no brokerage fees. However, keep in mind that fees apply when topping up the wallet or withdrawing funds, depending on the amount loaded. So, while investing itself won’t cost you, managing your wallet might have some small charges.
Security and Transparency at the Core
Moniflo takes security seriously. The platform offers full transparency about investments and partners with top-tier firms to ensure users have access to effective and reliable investment tools. Being regulated by the CSSF adds an extra layer of trust, so users can feel confident that their investments are in safe hands.
Moniflo’s Impact on Sustainable Development Goals
- No Poverty
- Zero Hunger
- Good Health and Well-being
- Quality Education
- Gender Equality
- Clean Water and Sanitation
- Affordable and Clean Energy
- Decent Work and Economic Growth
- Industry, Innovation, and Infrastructure
- Reduced Inequalities
- Sustainable Cities and Communities
- Responsible Consumption and Production
- Climate Action
- Life Below Water
- Life on Land
- Peace, Justice, and Strong Institutions
Educational Resources to Empower Investors
Moniflo isn’t just about investing; it’s about learning too. The platform offers educational resources to help users understand investing basics and dive deeper into the Sustainable Development Goals adopted by all United Nations members in 2015. This way, users can make informed decisions and feel empowered to invest sustainably and ethically, no matter their financial background.
