What is East Coast Credit Union?
East Coast Credit Union is a financial cooperative that offers a wide range of personal and business banking services designed to meet the needs of its members. From everyday spending and saving options to specialized mortgage products and investment plans, this credit union provides tailored financial solutions. Whether you’re a student, newcomer, senior, or part of a community organization, East Coast Credit Union has services and support channels like digital, phone, video, and in-person options to help you manage your finances with ease.
Main Benefits of East Coast Credit Union
Here’s a quick snapshot of what makes East Coast Credit Union stand out:
- Comprehensive personal banking: chequing and savings accounts, credit cards, debit Mastercard
- Mortgage variety: cash back, borrowed down payment, international student, mobile & modular home, construction mortgages
- Flexible loan options: personal loans, vehicle loans, greener energy loans, RRSP loans, student loans
- Investment products: term deposits, mutual funds, retirement savings plans, tax-free savings accounts, socially responsible investments
- Insurance coverage: home & auto, life, critical illness & disability, travel
- Convenient access: national ATM network, mobile cheque deposit, card locking, wire and international transfers
- Business banking: commercial loans, leasing, payment tools like PaymentStream™, and small business financing programs
Personal Banking Services
East Coast Credit Union’s personal banking options cover everything from everyday spending to long-term financial planning. Members can choose from chequing and savings accounts, credit cards, and debit Mastercard options that fit their lifestyle. Plus, there’s a strong focus on digital convenience—mobile cheque deposits, adding cards to mobile wallets, and easy online payments make banking smooth and hassle-free. For those buying a home, there’s a variety of mortgage products and home equity lines of credit to explore, along with educational resources like “Buy Your First Home” and “Renew & Refinance” guides.
Business Banking Solutions
For businesses, East Coast Credit Union offers tailored financial products and services to support growth and daily operations. From operating and savings accounts to credit cards and payment tools, business members get access to flexible financing options including commercial loans, leasing, lines of credit, and letters of credit. The Small Business Financing Program is designed to help local entrepreneurs thrive. Plus, business members benefit from digital and mobile banking, phone and video support, and in-person services, ensuring their banking needs are met wherever they are.
Community Commitment and Support
East Coast Credit Union isn’t just about banking—it’s deeply invested in the communities it serves. Through donations, sponsorships, community grants, bursaries, and scholarships, it actively supports local initiatives and future generations. Programs like “Navigating Forward Together” and “Investing in Your Future” highlight the credit union’s dedication to making a positive impact. Members can stay connected with impact news and community events, reinforcing the cooperative’s role as a trusted partner beyond just financial services.
Project Impact and Sustainable Development Goals (SDGs)
- SDG 1: No Poverty – Supporting financial inclusion and access to banking services
- SDG 4: Quality Education – Providing bursaries and scholarships for students
- SDG 8: Decent Work and Economic Growth – Empowering small businesses with financing programs
- SDG 10: Reduced Inequalities – Serving diverse groups including newcomers, seniors, youth, and students
- SDG 11: Sustainable Cities and Communities – Investing in community development and local initiatives
- SDG 12: Responsible Consumption and Production – Offering socially responsible investment options
Learning and Financial Planning Resources
East Coast Credit Union goes beyond traditional banking by offering a wealth of learning resources to help members make informed financial decisions. Whether it’s building a financial plan, understanding how to pay down debt sooner, or exploring guides to retirement and saving, members have access to expert advice and tools. Planning services include working with an advisor or opting for a do-it-yourself approach, making it easy to tailor financial strategies to individual goals and lifestyles.
