What is Stream? A Fair Financial Tool for Everyday Workers
Stream is all about giving everyday workers the power to earn, learn, save, spend, and borrow—all on their own terms, right from a single smartphone app. Partnering with employers, Stream creates a seamless experience that puts financial wellbeing front and center. It’s not just another financial app; it’s a mission-driven platform designed to make money matters less stressful and more manageable for workers everywhere.
The Main Benefit: Reducing Financial Stress and Boosting Productivity
Stream’s impact goes beyond just convenience. By easing financial stress, it helps people focus better, be more productive, and actually enjoy their jobs more. Plus, when workers know they can get paid instantly, they’re more likely to pick up extra shifts. Here’s what clients typically see:
- 16% lower employee turnover, which means big savings on recruitment costs
- 12% more shifts filled, cutting down agency expenses
- 86% of members report feeling less stressed about money since using Stream
Stream’s Social Mission Embedded in Every Step
Founded on a social charter, Stream’s core mission is to improve workers’ financial wellbeing. This isn’t just talk—the mission is actually embedded in their Articles of Association. Everything they do, from creating financial benefit products to making policy decisions, supports this goal. It’s a company that walks the walk, not just talks the talk.
Guided by Experts and Backed by Research
Stream doesn’t operate in a vacuum. They’re accountable to an Impact Advisory Board packed with experts from think tanks, academia, and social impact investors. This board guides their work, ensuring it’s grounded in solid research. Stream also partners with industry leaders and academics on joint studies, analyzing data from their large member base to keep improving their impact.
Secure, Seamless Integration with Payroll and HR Systems
Worried about tech headaches? Stream’s got it covered. The platform is ISO 27001 certified, meaning it meets top-notch security standards. It can connect smoothly to any payroll, HR, or time and attendance system. Plus, Stream handles all the setup, including validation and compliance, so employers can roll out financial wellbeing benefits quickly and without hassle.
Stream’s Impact on Sustainable Development Goals (SDGs)
- SDG 1: No Poverty – by helping workers manage finances better and reduce stress
- SDG 3: Good Health and Well-being – through improved financial wellbeing and reduced anxiety
- SDG 8: Decent Work and Economic Growth – by increasing job satisfaction and productivity
- SDG 10: Reduced Inequalities – offering fair financial tools accessible to everyday workers
Additional Resources and Insights on Financial Wellbeing
Stream also shares valuable resources like “The State of Financial Wellbeing 2025,” insights on why financial resilience is the top business metric in 2025, and how behavioral science can seriously level up your financial wellbeing strategy. These resources help businesses and individuals understand the bigger picture and make smarter decisions around financial health.
