What is Finple?
Finple is a crowdfunding real estate platform that invites investors to invest differently. It allows participation in the financing of carefully selected and structured real estate projects, contributing to the revitalization of territories while offering an opportunity to diversify savings. With a 100% digital registration process, investors can easily access and explore a broad range of opportunities starting from €500. The platform’s approach blends traditional real estate opportunities with innovative financing solutions – a unique way to support local real estate operators and the real economy.
Main Benefits
Key figures and essential facts illustrate Finple’s compelling offer:
- Millions of euros financed
- Numerous funded projects
- Extensive member base
- Diversification of savings – invest simply and in a wide range of assets
- Invest from as little as €500, with no entry, exit, transaction, or monitoring fees
- Regular interest ranging between 9% and 12% per year over short-term durations from 6 to 24 months
- Opportunity to invest in socially-oriented initiatives, as well as in short-term rentals, new construction, rehabilitation, logistics, or luxury real estate
Investment Process and Approach
Investing in crowdfunding with Finple introduces a seamless and accessible process. The investment journey consists of creating an investor profile, adding necessary documents, and then exploring a wide array of financing projects that match individual objectives. This process is supported by years of expertise accumulated over more than 10 years, offering investors a well-curated selection process that ensures only high-potential, responsible, and innovative projects are proposed. The investment path is simple: create your profile, invest in the chosen opportunity, follow your progress via an online dashboard, and ultimately reap the benefits. It’s a straightforward process that feels as natural as a conversation—friendly and clear.
Real Estate Financing Operations
The platform’s real estate financing operations provide tangible examples of its project offerings. For instance, financing operations include projects such as the 7 Force 7 project in Font-Romeu, which amounts to €4,400,000 over a duration of 24 months with a secured simple bond rate; the Aguesseau Patrimoine project in La Plagne, with an amount of €1,000,000 over 30 months; and the Elgea project in Viarmes, also amounting to €1,000,000 over 24 months. Each operation highlights a rigorous selection process and is designed to offer investors reliable avenues for generating additional income while supporting essential real estate markets.
Platform Features and User Experience
With key features such as a personalized follow-up and the absence of fees, Finple’s platform stands out as a user-friendly solution for financial diversification. Through the simple investment path, investors create a profile, discover opportunities, and track their investments via a dedicated online dashboard. The platform’s digital design ensures that every stage—from registration to investment monitoring—is simple, efficient, and transparent. It also provides access to detailed project information, ensuring that investors have all the useful details they need to choose projects that resonate with their personal objectives. The integration of a rigorous selection process assures that only high-quality projects make it to the financing table.
Supporting Local Economy and Revitalizing Territories
Finple’s approach to crowdfunding is more than just a financial service—it is a means to invest in the real economy and support local communities. By selecting expert operators who present projects with suitable guarantees, the platform ensures that each financed investment has a meaningful impact on local areas. Whether it is through the rehabilitation of properties or supporting new constructions, these projects contribute to the revitalization of territories and add value to communities. The initiative is a testimony to how smart investments can be both financially rewarding and socially beneficial, creating a positive ripple effect across various stakeholders.
Project Impact and SDGs
- SDG 8 – Decent Work and Economic Growth: Financing innovation and supporting real estate operators contribute to sustained economic growth.
- SDG 9 – Industry, Innovation and Infrastructure: Investing in modern constructions and technology-driven financing solutions builds resilient infrastructure.
- SDG 11 – Sustainable Cities and Communities: Revitalizing territories and supporting local projects promote inclusive, safe, and sustainable urban environments.
- SDG 17 – Partnerships for the Goals: Collaboration with leading financial institutions and expert partners reinforces strong partnerships and broadens the impact.
Growth and Financing Solutions
Finple is a participatory financing platform with a mission to finance the growth of innovative companies, SMEs, and real estate players. Founded in 2013 by Thomas Derosne, the platform has evolved to support a variety of financing solutions. In 2020, Finple joined the Consultim Group with its majority shareholder, BlackFin Capital Partners, reinforcing its market position. Its Corporate Banking division complements traditional financing with equity and convertible bonds that offer maturities from 12 up to 60 months. This blend of equity and structured financial instruments supports companies at every stage of their lifecycle—from the seed phase right up to an IPO. The strategy, while technical, feels deceptively simple; it leverages centuries-old investment principles with a modern digital twist, making investments approachable and effective. Investing with Finple not only means capitalizing on attractive financial returns but also contributing to projects that energize local communities and bolster a sustainable economic future.
